The Online University of Hard Knocks

"The safe way to double your money is to fold it over once and put it in your pocket." Frank Hubbard

The greatest online school of investing is the Online University of Hard Knocks. Its books are scam programs often disguised as high yield investment programs or HYIP. Its teachers are scam artists.

Every scam is a lesson. If we learn something from one scam, we gain experience. The tuition in the Online University of Hard Rocks is not free. Indeed it can be very costly as many of us have learned.

We never graduate. When we stop learning we are ready for another scam. There are two kinds of people - wise people and fools. The fools are the people who think they have graduated.

We are lucky if we learn the lesson with one scam. We are unlucky when we get scammed over and over again by the same scam artists, for it means we are not making any progress.

Each time you get scammed try to learn the lesson of the scam so that when you see a similar scam again you can say "Excuse me;this has a familiar look" and dodge it.

We are like raw material - material that needs more knocks to make it more useful and valuable. There is no human diamond that has not been crystallized in the crucibles of affliction . There is no gold that has not been refined in the fire.

Having said all these, you can still make good money from hyips provided you know how to play them. Always adopt a hit-and-run strategy, spread your investment in a few such programs after doing some due diligence on them and never fall in love with any hyip. If you fall in love with any hyip and keep on compounding your earnings, you are setting yourself up for a big big heartbreak!

"If God only gave me a clear sign; like making a large deposit in my name at a Swiss bank." Woody Allen